PhonePe

What this connects

Payment requests to PhonePe for UPI and wallet collection.

Supported workflows

• UPI collection at the counter or by link
• Payment confirmation against an invoice
• Daily settlement reconciliation

Data exchanged

• Transaction reference and amount
• Customer identifier where provided
• Payment status

Setup requirements

• A PhonePe merchant account
• Merchant credentials configured server-side
• Callback URL registration

Permissions required

• Permission to initiate collection requests and read status

Security and privacy

• Data is transmitted over encrypted connections (TLS).
• Payment authorisation happens in the customer's own UPI application.
• Credentials and tokens are stored server-side and never exposed to the browser.

Known limitations

Stated plainly, because finding these out during implementation is worse than knowing them now.

• Availability and scope are confirmed during setup for your specific configuration.